Flexicap fund is the one of the most popular categories of mutual funds in India. As per AMFI data, total assets under management (AUM) in flexicap funds, as on 29 ^th July 2022, was more than Rs 2.3 lakh crores, almost the same as the AUM in large cap funds. Though the term flexicap as a category name is relatively...

There is an old saying which says that, parents live out their dreams through their children. For parents, a good career for their child is one of life’s most important aspirations. Good education is an important factor in career success in the modern age. With rising prosperity, more and more parents want to provide...

Fixed income should be an important part of your asset allocation. Fixed income will provide stability to your investment portfolio and generate income even in difficult market conditions. Traditionally investors have preferred Bank Fixed Deposits and Government Small Savings Schemes for fixed income investments. However...

The last few months have been a rough ride for investors. Global equity markets have been highly volatile due to high inflation and the War in Ukraine. Indian equities have also seen large corrections due to FII selling. The broader market (midcaps and small caps) is down 10 – 12%, while Nifty 50 TRI is down 6% on...

There is growing awareness about asset allocation among financial advisors and experienced investors in India. The unexpected fallout of COVID-19 outbreak and the market crash in 2020 reinforced the importance of asset allocation to many investors. Financial advisors have been asking their clients to invest...

Tax consequences should be one of the most important considerations in investment and financial planning. It is the obligation of every tax payer to disclose the correct taxable income, including income from investments, in their annual income tax returns filing and pay the requisite tax; failure to do so, may attract penalties...

In the first part of this two part series, How to plan for your retirement: Part 1, we had discussed why retirement planning is important and how much you need to save / invest in order to meet your retirement goal. In this second and final part, we will discuss how mutual funds can help you meet your retirement goal. Before we get into the nitty gritties of the topic...

During your working life, you need to save and accumulate a sufficiently large corpus which can meet the income needs of your retired life. Unfortunately, many investors in our country do not give much importance to retirement planning until the later stages of their working career. We will discuss retirement planning in this...

The equity market has been volatile over the past few weeks. From its all-time high of 18,600 in mid-October 2021, the Nifty has corrected by more than 1,600 points closing November 2021 below the psychological 17,000 mark. The broader market also saw deep cuts. Nifty Midcap 150 index fell by 9% from its all-time high, while the Nifty...

Section 80C of Income Tax Act 1961 has provisions for tax payers to claim deductions from their taxable income by investing in some eligible schemes. By investing in 80C schemes under the old income tax regime, you can claim deduction equal to investment amount subject to a cap of Rs 150,000. Section...