DSP Regular Savings Fund- Regular Plan - Growth
(Erstwhile DSP BlackRock MIP Fund- Regular Plan - Growth)
Fund House: DSP Mutual Fund| Category: Hybrid: Conservative |
| Launch Date: 11-06-2004 |
| Asset Class: Mixed Asset |
| Benchmark: CRISIL Hybrid 85+15 Conservative TRI |
| Expense Ratio: 1.23% As on (31-07-2022) |
| Status: Open Ended Schemes |
| Minimum Investment: 500.0 |
| Minimum Topup: 500.0 |
| Total Assets: 206.61 Cr As on (31-08-2022) |
| Turn over: - | Exit Load: Nil |
44.5696
-0.01 (-0.0224%)
8.53%
S&P BSE India 10 Year Sovereign Bond 6.27%
PERFORMANCE
Fund Multiplier
Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)
Investment Objective
The scheme seeks to generate attractive return, consistent with prudent risk, from a portfolio comprising substantially of quality debt securities. It also aims to generate capital appreciation by investing up to 10 per cent its corpus in equity of 100 largest corporates by market capitalization, listed in India
Current Asset Allocation (%)
Indicators
| Volatility | 5.34 |
| Sharp Ratio | 0.66 |
| Alpha | -0.29 |
| Beta | 0.78 |
| Yield to Maturity | 6.71 |
| Average Maturity | 2.12 |
PEER COMPARISON
Scheme Characteristics
Investment in equity & equity related instruments - between 10% and 25% of total assets; Investment in Debt instruments - between 75% and 90% of total assets.
Riskometer
PORTFOLIO
Market Cap Distribution
Small Cap
2.14%
Others
78.16%
Large Cap
17.01%
Mid Cap
2.69%
Tax Benefits of investing in this fund
Long term capital gains (LTCG) tax @20% (plus surcharge, if applicable and cess) with indexation if units held for more than 36 months
Short term capital gains (STCG) tax at the income tax slab rate applicable to the investor, if units are held for less than 36 months
Investor does not pay any tax on dividends but a Dividend Distribution Tax (DDT) is deducted at source @29.12% ( 25% + 12% surcharge + 4% Health & education cess) for Individuals and @ 34.944% ( 30% + 12% surcharge + 4% Health & education cess) for any other person **
In case of an investor being NRI, LTCG tax are chargeable @ 10% (plus surcharge, if applicable and cess) without indexation relating to units redeemed from unlisted schemes.
** The DDT is to be paid by the mutual fund
