From childhood to adulthood, to being married, becoming a parent and finally a senior citizen, we go through different stages of life. Your income, priorities and spending habits change depending on which life stage you are in. The priorities of different life stages can be navigated better if you change your investments...

Financial independence is the most important retirement goal. With retired lives getting longer and costlier (particularly healthcare), you should start planning for retirement early in your working careers, if you want a stress free and...

You may have observed in limited over cricket that teams with strong batting line-up choose to bowl first after winning the toss. The reason is obvious; when you are batting second you know, exactly how much, you have to score to...

This is not an article on lump sum versus SIP investing. I am sure that you have read several financial blogs discussing advantages and disadvantages of lump sum investment versus Systematic Investment Plan (SIP). Some...

Stock analysts assign target prices to stocks they cover; for example, if a stock is trading at र 100 and the analyst gives a buy recommendation with a target price of र 130 over a two year horizon, the investor buying the stock at र 100...

One of the most famous quotes of Warren Buffett is “You don't need to be a rocket scientist. Investing is not a game where the guy with the 160 IQ beats the guy with 130 IQ”. Superior emotional quotient (EQ) plays a far more important...

Volatility is an intrinsic aspect of equity asset class. In the last 10 years, it seems that, business cycles are getting shorter and volatility is increasing in stock markets around the world. 2008 was a watershed year for markets...

We have discussed the importance of asset allocation a number of times in our blog. Asset allocation ensures that you invest in the right asset class to meet your financial goals. It ensures that, you take the right amount of risk; too...

About twelve years back, when I had been working in the US for a few years and had most of my savings invested in fixed income, I was looking to work with a financial advisor to help me increase my asset allocation in equities. A...

You are in your late twenties or early thirties and you have just started your family and you are too busy fulfilling the duties of a spouse and a parent. Among the household responsibilities and more nearer financial goals such as...